BY SIGNING BELOW, I/WE CERTIFY THAT THE INFORMATION ON THIS APPLICATION IS ACCURATE, TRUE AND CORRECT. IF THERE ARE IMPORTANT CHANGES IN OUR FINANCIAL CONDITION, I/WE WILL NOTIFY YOU IN WRITING IMMEDIATELY. I/WE UNDERSTAND THAT ANY FALSE STATEMENT FOR THE PURPOSE OF INFLUENCING IN ANY WAY THE ACTION OF ANY FEDERAL CREDIT UNION UPON ANY LOAN APPLICATION IS A VIOLATION OF SECTION 1014, TITLE 18 U.S. CODE. IF APPLICABLE, YOU ARE AUTHORIZED TO MAKE INQUIRIES TO MY/OUR EMPLOYER(S) AS TO MY/OUR SALARY, PAYROLL DEDUCTIONS, ADDRESS OR ANY OTHER PERTINENT INFORMATION AND MAY ALSO REQUEST INFORMATION PERTAINING TO MY PAST, PRESENT OR FUTURE EMPLOYMENT RECORDS. I/WE AGREE TO PAY ALLIED HEALTHCARE FEDERAL CREDIT UNION FOR TRANSACTIONS POSTED TO MY/OUR ACCOUNT IN ACCORDANCE WITH THE LOAN AGREEMENT AND ANY DISCLOSURE STATEMENT, THE TERMS AND CONDITIONS OF WHICH ARE INCORPORATED HEREIN BY THIS REFERENCE. I/WE AGREE THAT ANY RESULTING LOAN SHALL BE INTERPRETED IN ACCORDANCE WITH APPLICABLE FEDERAL LAW AND THE LAWS OF THE STATE OF CALIFORNIA WITHOUT RESORT TO CALIFORNIA’S CONFLICTS OF LAW RULES. I/WE AGREE THAT I/WE ARE RESPONSIBLE FOR THE TRANSACTIONS ON MY/OUR CREDIT ACCOUNT(S) WITH YOU BY ME/US OR BY ANYONE ELSE I/WE AUTHORIZE TO USE THE ACCOUNT EVEN IF THAT PERSON EXCEEDS MY/OUR PERMISSION. THIS INCLUDES, BUT IS NOT LIMITED TO, THE USE OF ANY CHECKS ISSUED TO ME/US AND ANY DUPLICATES AND RENEWALS, AS WELL AS, ANY ADDITIONAL CHECKS ISSUED TO MY/ OUR AUTHORIZED USERS AND ANY DUPLICATES AND RENEWALS THEREON. I/WE AUTHORIZE YOU TO GATHER WHATEVER CREDIT INFORMATION YOU CONSIDER NECESSARY AND APPROPRIATE. I/WE AUTHORIZE YOU TO GIVE INFORMATION CONCERNING YOUR CREDIT EXPERIENCE WITH ME/US TO OTHERS. I/WE WAIVE THE PROVISIONS OF CALIFORNIA VEHICLE CODE 1808.21 (OR ANY OTHER STATE) AND AUTHORIZE THE CALIFORNIA DEPARTMENT OF MOTOR VEHICLES (OR ANY OTHER STATE) TO FURNISH MY/OUR RESIDENCE ADDRESS TO YOU. I/WE UNDERSTAND THAT YOU WILL RETAIN THIS APPLICATION WHETHER OR NOT CREDIT IS APPROVED.
I/WE AGREE THAT AN ELECTRONIC SIGNATURE WITH ONLINE SUBMISSION, PHOTOCOPY OR FACSIMILE OF THIS APPLICATION SHALL BE AS BINDING AS THE ORIGINAL AND SHALL BE ADMISSIBLE IN LIEU OF THE ORIGINAL IN ANY PROCEEDING IN WHICH IT IS, OR MAY BE, A RELEVANT DOCUMENT.
SPECIAL RULE FOR APPLICANTS UNDER AGE 21: IF YOU ARE (A) LESS THAN 18 YEARS OLD OR (B) YOU ARE LESS THAN 21 YEARS OLD AND DO NOT HAVE THE INDEPENDENT ABILITY TO MAKE THE REQUIRED PAYMENTS ASSUMING A UTILIZATION OF THE FULL CREDIT LIMIT REQUESTED, YOU MUST PROVIDE A CO-APPLICANT WHO HAS THE ABILITY TO REPAY, COMPLETE THE CO-APPLICANT SECTION REGARDING THAT PERSON, AND YOUR CO-APPLICANT MUST SIGN AND DATE BELOW. IF YOU ARE LESS THAN 21 YEARS OLD AND HAVE AN INDEPENDENT ABILITY TO REPAY THE FULL CREDIT LIMIT REQUESTED, A CO-APPLICANT IS NOT NECESSARY UNLESS OTHERWISE REQUIRED ACCORDING TO THE RULES ABOVE.